What we do


We help you with cash flow for your operation. We factor your loads and we pay you the same day. Avoiding invoicing and collections.

We offer you:


A Fuel Card, is a very useful tool for truckers, you can avoid carrying cash or personal credit cards, and can take advantage of fuel discounts and rewards programs offered by us with special features from time to time. The card also provides a detailed record of fuel purchases and usage, which can be helpful for accounting and tax purposes.

Fuel Cards are accepted at over 14,000 fuel stops in the U.S. and Canada and carry a fix discount of $0.20 per gallon.

In addition to this, 18 Wheel Funding provides Fuel Advances of up to 40% of the gross value of the load. Ask us how!


About us

We are a nationwide financial services company providing customized accounts receivable finance programs exclusively for the trucking industry. The 18 Wheel program is a non-recourse purchase. We use your accounts receivable, a non-performing asset to transform your cash flow into an answer for generating working capital rather than an obstacle to growth and profitability.


We have more than 15 years of experience in the factoring industry

We know factoring and we know trucking, we will ensure that you are well taken care of

Customer Service


We are committed to our customers and firmly believe in being your partner as a Factoring company. As your business continues to grow, we grow with you!

Our costumers

We value all types of customers, ranging from independent operators with small fleets to medium-sized companies with multiple trucks.

Our Service Is Designed for You

Our customer service team is comprised of highly skilled professionals. We are proud to offer you a designated bilingual manager who will assist you with all aspects of your funding, invoicing, collections, and everything else.


How to start your own trucking company

  • Operating (Full-Service) Lease.
  • Terminal Rental Adjustment Clause (TRAC) Lease.
  • Operating (Full-Service) Lease.
  • Terminal Rental Adjustment Clause (TRAC) Lease.
  • Operations: Where will you park the truck? Maintenance? Gas expenses?
  • Sales: How will you find loads? Brokers? Dispatchers?
  • Back Office: How will invoicing, accounting, payroll and taxes be handled? Who is going to be your factoring company?

The basic documents are DOT, MC Authority; plus any other local or federal documents required for your type of operation including EIN number.

USDOT Number: This unique identifier number is created by The U.S. Department of Transportation (DOT) requires carriers to have a unique identifier that is used to collect and monitor safety information, inspections, crash investigations, etc.

MC Number: Interstate Operating Authority.
Apply with
18 Wheel Funding your factoring company.

We help you with cash flow for your operation. We factor your loads and we pay you the same day. Avoiding invoicing and collections.

We offer you:

  • Designated bilingual manager to help with your fundings, invoicing, collections and more.
  • Great and flat competitive rates.
  • Same day funding.
  • Fuel cards.
  • Personalized costumer service.
  • No long term agreement.

Freight Factoring Guide


Freequently Asked Questions.

Working with 18 Wheel Funding is like having a champion in your corner. Our business is to do one thing, and that is to provide service to our clients. We are here to make your business a little less stressful. Give us a Call now: (855) 358 8258 or email us at info@18wheelfunding.com, is that easy!

Is a cash flow solution for Trucking Companies, mainly owner operators or companies having to wait for payments from their clients. The problem is not about collecting the money; it is about when you are going to receive the payment. A trucker might have to wait 30 days or even more for its customers to pay the invoices for delivered loads. To keep the cash flowing during the waiting period and being able to pay all expenses, many truck owners and even large companies turn to freight factoring in which a factoring company advances most of the invoiced amount in return for a fee. Using 18 Wheel Funding services, you can have the payment for the open invoices in your account on the same day instead of weeks. In conclusion, when you use our factoring services you are selling your invoices at a small discount and we will give you the cash for your load same day. No more having to wait for the payments to come, keep your wheels running, we will provide you the cash and take care of the rest.

18 Wheel factoring process is designed to streamline cash flow for transportation companies, allowing them to pay their expenses and grow their businesses.

This is how simple: Apply now
Once your account is set up in our system, you just have to forward:

  • Your customer’s approved Rate Sheet.
  • Bill of Lading.

We will then buy that invoice from you, sending you the agreed upon amount based on the invoice total. We will then invoice your customer or broker and collect payment on the invoice. No further action is required on your part. As Simple As That!

After you deliver your load, you still have a lot of work to do. The factoring company can also help you with some of the time-consuming back-office like invoicing the clients and collecting from them. 18 Wheel can assist you with that and provide you with the cash for your invoices without having to wait for 15, 20, 30 or more days to receive the payments from your clients. Working with us, you only have to go and pick-up your next load!

Picture this: an independent trucker submits unpaid invoices with a total face value of $5,000 to 18 Wheel. Assume just as an example, there is an agreed discount of 4%: that is $200. We will pay you the same day $4,800. The trucker does not have to do anything else after that because 18 Wheel will do all actions concerning invoicing and collection from the trucker’s clients.

Absolutely, you can factor all three of these type of clients as long as our credit department approves them.

No, we don’t require a long term agreement. You are free to go anytime. Our pride is to have very good service, if you are not satisfied with our work; there is no reason for us to make you stay. On the other hand, if you are happy with our service and performance, please, tell your friends!

Contact Us

How to apply?

Our Phone
Toll free (855) 358 8258
Our Email

Why do you need a factoring company:

Truck owners and trucking companies are using this debt free financial tool as a strategic funding resource in order to:

Provide trucking companies with fast and reliable cash flow through the purchase of freight bills.

Generate new revenue streams by quickly responding to market opportunities without lengthy credit applications.

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